Copyright Information
Last Updated: November 13, 2025
Important Notice: Social Finance Hub is a non-profit research platform that aggregates publicly available academic content. We respect intellectual property rights and encourage proper attribution of all works.
1. Our Copyright Position
Digital Lattice (Chengdu) Technology Co., Ltd. operates Social Finance Hub as a non-profit educational and research platform. We are committed to respecting the intellectual property rights of authors, publishers, and content creators.
We do not claim copyright ownership of the academic papers, research documents, and publications available on our platform.
2. Academic Content Copyright
2.1 Research Papers and Publications
The academic papers, research documents, working papers, and published studies available on our platform are:
- Collected from publicly available sources on the internet
- Subject to the copyright of their respective authors and publishers
- Linked or referenced with full attribution to original sources
- Used for educational and research purposes under fair use principles
Usage of Abstracts and Bibliographic Information:
We display abstracts, titles, and bibliographic data for indexing and navigation purposes only. These limited excerpts constitute fair use under U.S. copyright law for non-commercial, educational purposes. All content ownership remains with original authors and publishers, and we always provide prominent links back to the original sources.
2.2 Books and Educational Resources
Book recommendations and educational resources featured on our platform:
- Include full bibliographic information and proper attribution
- Link to legitimate sources for purchase or access
- Respect publisher and author copyright restrictions
- Do not provide unauthorized copies or downloads
2.3 Data and Datasets
Research datasets and data resources:
- Are properly attributed to their original creators and sources
- Include licensing information where applicable
- Respect any access restrictions or usage limitations
- Provide clear guidelines for academic use and citation
3. Platform Content Copyright
3.1 Original Platform Content
Content created by Digital Lattice (Chengdu) Technology Co., Ltd. for the Social Finance Hub platform includes:
- Website design, layout, and user interface
- Organizational structure and content curation
- Original descriptions and summaries
- Platform-specific features and functionality
This original content is protected by copyright and owned by Digital Lattice (Chengdu) Technology Co., Ltd.
3.2 User-Generated Content
Content created by users on our platform:
- Remains the property of the user who created it
- Is subject to our Terms of Use regarding appropriate usage
- May be moderated to ensure compliance with copyright laws
- Should respect the intellectual property rights of others
4. Fair Use and Educational Purpose
4.1 Fair Use Doctrine (U.S. Copyright Law)
Our use of copyrighted material (including abstracts and bibliographic information) is guided by the fair use doctrine under Section 107 of the U.S. Copyright Act. We believe our use constitutes fair use based on the following four factors:
- Purpose and Character: Non-profit, educational, and transformative use that creates a new indexing and navigation tool for research purposes, rather than simply substituting for the original works
- Nature of Copyrighted Work: Primarily factual, academic, and scholarly content (rather than creative works), which receives less copyright protection
- Amount and Substantiality: Limited use of excerpts (abstracts, titles, bibliographic data) representing only a small portion of the complete original works
- Market Effect: No negative impact on the market for original works; in fact, our platform promotes access to and discovery of original works by linking directly to source materials
Transformative Use: We provide a transformative service by creating an organized, searchable index of academic research. This is distinct from the original publishers' purpose and adds substantial value to the research community without replacing the original works.
4.2 Attribution and Source Linking
We are committed to proper attribution and directing users to original sources:
- Full Citations: Providing complete bibliographic information for all referenced works
- Direct Links: Including prominent links to original sources and publishers
- Author Attribution: Clearly identifying authors, institutions, and publication details
- Source Promotion: Encouraging users to access and cite original sources in their research
Our attribution practices ensure that copyright holders receive proper recognition and that our platform serves as a gateway to, rather than a replacement for, the original academic content.
5. Copyright Compliance
5.1 DMCA Takedown Policy
We comply with the Digital Millennium Copyright Act (DMCA) and respond to valid copyright infringement claims:
- We will promptly investigate and respond to valid DMCA notices within 48-72 hours
- Content may be removed or restricted pending investigation and resolution
- We respect the rights of copyright holders while also considering fair use defenses
- We will work to resolve disputes fairly, transparently, and in good faith
Good Faith Commitment: We are committed to respecting intellectual property rights. If you believe your work is being used inappropriately, please contact us before filing a formal DMCA notice so we can discuss and potentially resolve the matter amicably.
5.2 Copyright Infringement Reporting
To report potential copyright infringement, please provide:
- Identification of the copyrighted work
- Identification of the allegedly infringing material on our site
- Your contact information
- A statement of good faith belief that the use is not authorized
- A statement that the information is accurate and you are authorized to act
6. User Responsibilities
6.1 Respecting Copyright
Users of our platform are expected to:
- Respect the copyright of all materials accessed through our platform
- Use content only for legitimate educational and research purposes
- Provide proper attribution when using or citing materials
- Not redistribute or republish copyrighted content without permission
6.2 Academic Integrity
We encourage all users to maintain high standards of academic integrity:
- Always cite sources properly in academic work
- Distinguish between original work and that of others
- Follow institutional guidelines for research and publication
- Respect the intellectual contributions of researchers and authors
7. International Copyright Considerations
We recognize that copyright laws vary by jurisdiction and are committed to:
- Complying with international copyright treaties and agreements
- Respecting copyright laws in the countries where content originates
- Working with content creators from around the world
- Adapting our practices to accommodate different legal frameworks
8. Permissions and Licensing
8.1 Seeking Permissions
For uses beyond fair use or educational purposes, we encourage:
- Contacting copyright holders directly for permissions
- Exploring licensing options for commercial use
- Respecting any licensing terms or restrictions
- Acknowledging permissions received in any published work
8.2 Open Access and Creative Commons
We actively support and promote:
- Open access publishing initiatives
- Creative Commons licensed content
- Freely available research and educational materials
- Transparent and accessible scholarly communication
9. Updates and Changes
This copyright policy may be updated to reflect:
- Changes in copyright law and legal precedent
- Updates to our platform and services
- Best practices in academic and research communities
- Feedback from users and copyright holders
10. Contact Information
For copyright-related questions, concerns, or infringement reports, please contact us:
Platform Contact: socialfinanceworkinggroup@gmail.com
Legal Contact: digital.lattice.top@gmail.com
Website: www.socialfinance.top
Entity: Digital Lattice (Chengdu) Technology Co., Ltd.
Our Commitment: We are dedicated to respecting intellectual property rights while promoting open access to academic research and educational resources. If you have any concerns about copyright compliance, please don't hesitate to contact us.